Plan your debt payoff with the snowball method — smallest balance first. See your debt-free date and total interest, free with instant results.
Time to Payoff
3y 1m
Enter each balance, APR, and required minimum payment. The calculator pays every minimum, then directs all remaining monthly budget to the smallest balance. Limited to 30 years.
Plan your debt payoff with the snowball method — smallest balance first. See your debt-free date and total interest, free with instant results.
Each month the balance accrues interest, every minimum is paid, then any extra payment goes to the smallest remaining balance. Payoff time is the number of months until every balance is zero, capped at 360 months.
A single $100 balance at 0% APR with a $60 minimum and no extra payment takes 2 months and $100 total paid.
Enter each balance, APR, and required minimum payment. The calculator pays every minimum, then directs all remaining monthly budget to the smallest balance. Limited to 30 years.
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